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MCE INSURANCE
#1
At the weekend I found that my insurance had expired on my bike, so I gave them a call

I accepted a quote of £165 , but I did think it was very high

The next day I was concerned as to why it had cost me so much , so I did an insurance comparison (Meerkat) and found MCE offering exactly the same insurance for £125. On this I phoned them up and was told to cancel would cost £30 , as they would not refund. I confirmed the cancellation, and insured with another company, which would cover all my motorbikes.

Then today in my bank I see the refund from MCE for £102 , when I was told to expect £135

Never again will MCE see my cash the robbing Bas****s
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#2
I thought you always had 14 days to back out with no costs - look up distance selling.

Alan
Forum Administrator
Forum admin for CB1300 forum

Owns a CBF1000 FAC and a CB1300SA-A
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#3
When I agreed the contract, they back dated the start of the cover by 2 days , so point 2 below comes in to play


But there are some contracts you can’t cancel simply because you change your mind, including:
1 contracts for transport and some leisure services to be provided on a specific date, eg hotel bookings, flights, car hire, concert and other event tickets
2 contracts for services where you agreed to the service starting before the seven working days has expired - as long as the seller has provided all the information detailed above.

I may have lost money to MCE , but I got a great deal from Footman James

2 classic (older than 15 years) bikes with fixed agreed values for £132

Also , just found this:-

The Consumer Protection (Distance Selling ) Regulations do not cover any of the following purchases:
• financial services such as insurance, personal pension, investment or payment service
• sale of land or buildings except for certain rental agreements
• sale of land plus construction of buildings (a contract to construct when the land is already owned by you would be covered)
• long-term rental agreements (three years or more in England and Wales, one year or more in Scotland)
• auctions
• internet auctions, unless you use a ‘buy now’ function, rather than bidding.
• purchases from vending machines or automated commercial premise
• the use of a telecommunications operator through a public payphone
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